Kiplinger’s latest roundup of the 10 cheapest small towns to live in America spotlights communities of roughly 10,000–50,000 residents where everyday dollars stretch further. Statesboro, Georgia—home to Georgia Southern University—lands at #10, and it’s easy to see why: the city combines the amenities of a vibrant college town with prices that consistently undercut national averages.
What Makes Statesboro So Affordable?
- Cost of living: 12.4% below the U.S. average
- Housing costs: Roughly 25% lower than the national average—Statesboro’s biggest money-saver
- Miscellaneous expenses: 13.7% below U.S. norms (think entertainment, personal services, and everyday incidentals)
- Healthcare bargains: Physician visits run about 16.7% less, and dental care is ~10% cheaper, according to the C2ER Cost of Living Index
For homebuyers, the headline stat is the median home price: $400,483 versus $532,390 nationally. Pair that with lower routine costs and you’ve got a compelling affordability story for families, first-time buyers, and remote workers looking to plant roots without sacrificing quality of life.
For Retirees: Georgia’s Tax Picture (Quick Notes)
Georgia is generally friendly to retirees: no estate or inheritance taxes, and Social Security benefits are exempt from state income tax. Pensions and distributions (401(k), IRA) are partially taxed. Georgia currently has a 5.49% flat income tax with plans to fall to 4.99% by 2029 if certain economic benchmarks are met (otherwise, reductions could be delayed). As always, talk to a qualified tax advisor about your specific situation.
Who Thrives in Statesboro?
- Value-minded buyers who want lower housing costs and everyday savings
- Students, faculty, and staff who want to live near campus while tapping university amenities
- Remote workers who prize space and affordability, with Savannah and coastal escapes within weekend range
- Retirees seeking a budget-friendly lifestyle and easy access to arts, healthcare, and community programming
Bottom Line
Statesboro earns its spot on Kiplinger’s list by delivering meaningful savings—especially on housing—without giving up the cultural richness and convenience that come with a major university. If you’re hunting for a budget-smart small town with real amenities and quick access to Savannah, Statesboro belongs on your short list.